Bank on top-tier security
Count on us to go above and beyond with our banking security practices. Here are some of the many ways we keep you and your money safe.
We’ve got your cash covered
Every account you open through Dave is backed and FDIC-insured up to $250K through Coastal Community Bank, or another partner bank. (That’s a fancy way of saying your money is protected from bank failure.) Conditions apply.1
Trust in 24/7 fraud monitoring
Stay protected against fraud with enhanced account monitoring. Unusual activity, logins from unknown devices, suspicious charges—we watch out for all of it to ensure a secure online banking experience.
Control your cards from the app
Live transaction alerts help you stay aware of potential fraud. If you spot surprise charges, you can freeze, replace, or change the PIN on your Dave Debit Mastercard® in just a few taps.
Always have access to your cash
Your digital and physical Dave debit cards have different numbers. That means if you have to freeze your physical card because it’s lost or stolen, you can keep using your digital card without a hitch.
Get help from a team member
If anything happens to your account, you can chat with us in the app Monday–Sunday from 4 AM to 6 PM PT.
Got questions?
We’ve got answers.
How does Dave secure my funds?
We are serious about your security and we go above and beyond standard practices to keep you and your data safe.
Dave Checking accounts are backed and FDIC-insured up to $250K through Coastal Community Bank, Member FDIC, or another partner bank. Which means your account is insured up to $250,000 by the Federal Deposit Insurance Corporation in case of bank failure. Conditions apply.1
We offer 24/7 monitoring to protect accounts against unusual activity and logins from suspicious devices. Your account includes enhanced fraud monitoring systems that catch suspicious and fraudulent activity to keep your account safe.
Take a look at the extra security steps we take to protect your account.
Can I access my money after banking hours?
Yes, you can access your money from the Dave app 24/7.
What happens if someone hacks my account and steals my money?
We offer 24/7 monitoring to protect accounts against unusual activity and logins from suspicious devices. Your account includes enhanced fraud monitoring systems that catch suspicious and fraudulent activity to keep your account safe.
What if I lose my phone? Will I still have access to my finances?
You will always have instant cash access using your physical Dave Debit Mastercard®. Should you lose your phone and need real-time support you can always contact support via email at support@dave.com. Or, call the number on the back of your debit card if you have access to a landline.